From A Gold Mega Deal To AI Hype In Markets
AI is moving markets, a gold giant is changing hands, and interest rates are making “safe” returns look tempting again. We take listener questions that cut straight to what Australians are dealing with right now: what actually happens in the Newcrest takeover by Newmont, whether you’re taking on new foreign exchange risk, and what you’re really betting on when you own gold shares.
We then dig into artificial intelligence investing without the starry-eyed sales pitch. A handful of US mega-cap tech stocks have surged on AI optimism, so we talk through sensible ways to get exposure, from buying household-name shares to using low-cost exchange traded funds (ETFs) that spread risk. We also explore the “picks and shovels” angle of AI, including semiconductors and the companies powering the boom behind the scenes, plus why buying the haystack can beat trying to pick the one winning needle.
From there it’s pure practical money talk: gifting $10,000 to grandkids using diversified ETFs, the trade-offs of borrowing to invest as loan rates rise, and the common capital gains tax cost base approach when inheriting shares (including why pre-CGT details can matter). We finish with the big question many people are asking: when term deposits and bonds start approaching 5–6%, how much sharemarket risk do you really need to take, and is property still psychologically easier to hold than shares when prices move every day?
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