Stagflation Survival Guide
Prices keep climbing, the news feels shaky, and yet pay rises and growth do not seem to be keeping up. That uncomfortable mix has a name: stagflation. We sit down with our superannuation specialist Marco Melado to unpack what stagflation means in real life, why it can trigger job insecurity and cautious spending, and how that cycle can weigh on the broader economy.
From there, we get practical about investing in Australia when inflation stays high. We talk about “preserving purchasing power” and why simply holding the same number of dollars is not the same as maintaining what your money can actually buy. Marco explains how different assets can behave when the usual economic tailwind disappears, including the role commodities can play as inflation hedges, why gold is often treated as a store of value, and what you should consider if you are looking at gold bullion versus gold mining shares.
We also move into the decisions people are making inside superannuation and retirement planning right now: whether shifting to cash really helps, why your time frame after retirement can still be 20 to 30 years, and how to think about portfolio changes without jumping in and out of the market. We answer listener questions on switching a super pension back to accumulation, contribution caps and deductions, and improving the quality of your investments by leaning into more defensive shares such as consumer staples, healthcare and utilities.
If you want a clear-headed guide to stagflation, inflation risk, superannuation strategy and staying diversified through volatility, hit play. Subscribe for more, share this with a mate who is worried about the cost of living, and leave us a review with your biggest question about investing right now.